Platinum credit cards: What are its Features and Benefits

 

The expenses that the bank makes possible for you 

It is very important to have the freedom to pay for services and items that you need immediately. There are times when you can't pay despite having a saved amount in your account. Because you have kept that amount aside for another purpose, or you have it in a fixed deposit or another form of investment. Platinum credit cards in UAE are here for you, so you enjoy the benefit of a product or service even when you don't have the amount in your account or wallet to be used. 

A good credit card will take care of you when you need the most 

With an annual membership fee of around AED 700, you can have so many benefits with your Platinum credit cards in UAE. With a minimum monthly income of AED 21,250, you get dedicated Platinum services 24/7. With an annual interest rate of 39%, you enjoy perks and rewards that can get you places you enjoy. Get insurance, membership rewards, fee waiver, and more with your Platinum credit cards in UAE.

Find some rewards to get you started in this new journey 

Like to shop and spend when you can't with a debit card? Fear not and use the Platinum credit cards in UAE. Spend about AED 5,250 per month to earn membership reward points of about 31,500 per annum. Make even bigger purchases of around 9,000 AED per month to earn bigger membership reward points of about 54,000 per annum. 

Redeeming the reward points at places that you love 

If the above amount is not enough, you can go spend around 19,200 AED per month for membership rewards points of about 115,200. Redeeming these reward points is as exhilarating as earning them. Redeem from the 31,500 reward points with a voucher from brands that you will not be able to resist with a value of around 1,000 AED. If you have more reward points, you can have it used for a return trip ticket to London or for Apple Watch Series 6, whatever you like, as per its availability and schemes. 

Make travelling easier with Platinum credit cards in UAE 

If you have a guest along with you as you travel, opt for the complimentary enrollment to the Priority Pass programme for cardmembers. You can make more than 10 complimentary visits with a guest using this option for close to one full year. Use your Platinum credit card to have access to more than 1,300 lounges across 140 countries. Keep track of lounges using the app made available just so you have easy access to lounges. 

Find amazing insurance policies that protect you while travelling

Know about the comprehensive worldwide insurance policies like the travel accident insurance for up to 1,800,00 AED on the apps. Read them under the terms and conditions or under Platinum credit card details. Avail also a travel inconvenience insurance for up to AED 5,400 upon using Platinum credit cards  in UAE. If retail protection insurance is what you seek, that can also be available for nearly 5,400 AED. 

Helpful features to keep you updated and safe from the threat 

If the claim status is on your mind, then you have it on your device as well. Thanks to the app and online support, submit and track your claims status online. If you like an assured guarantee that you will be protected from online fraud, then you can have that as well. Enroll your Platinum credit cards in UAE and eligible supplementary cardmember(s) via the app or online services to fetch maximum benefits and online help. 

Set yourself free from frauds with the comprehensive help 

With the online fraud protection guarantee comes the freedom from being held responsible for any fraudulent charges. However, you are expected to have taken reasonable care to protect your account details like your PIN. You are also expected to read all the important details of interest to you carefully. Like the cardmember agreement, schedule of fees and charges, Feeback terms, certificates of insurances, code of best practice etc. 

Finding out if you are eligible for Platinum credit cards in UAE 

With different credit cards come different eligibility criteria that helps in finding the best credit card for each user. Getting a Platinum credit card is easy, and all you need is being 21 years old or more, being a resident of the UAE and having an annual income of about 255,000 AED as an employed resident. If you are self-employed, then having an annual income of around 275,000 AED might be required. If you have doubts about eligibility or anything else, you can absolutely feel free to call the bank's 24/7 customer service numbers to get started. 

Find more irresistible benefits of using Platinum credit cards in the UAE

Would you like for your annual fee to be credited back? Then with your Platinum credit card, this may happen. After carefully reading the feedback terms and conditions, you will know that the annual fee on your Platinum credit card can be credited back to the card account after spending a set amount. This also has a timeline of around 3 months of receiving your card, so you don't miss it or delay using it.

 If you need a comprehensive checklist for more, then here it is 

Get about 2 membership reward points after spending around 4 AED using your Platinum credit cards in UAE. Feel free to use these points at about 14 airlines to help your travel needs. Use them at nearly 3 hotel partners to stay warm and safe as you travel. Try redeeming the membership points on merchandise from leading brands across fashion, electronics and more to make the most of the wide range of options made available. Shop more, earn more points, and shop again to make the most of your previous buying with your Platinum credit cards in the UAE. 

With Platinum credit cards, see your family and friends make progress 

As a new member using the Platinum credit card, you can expect more offers to help you get acquainted and happy with the bank's service. Like furthering your memberships for more benefits and more AED credits that reaches anywhere around AED 185. Your financial freedom is in your hands as you get started with using your Platinum credit cards in UAE. This smart buyer is not stopping from using their platinum credit card to shop and save more for carefully using the savings or rewards at places that would have otherwise required spending extra cash. 

If you can earn each time you spend, then there is no better reward than this. To top that up, you get to spend money that the bank provides. You don't have to have savings to put to use while using your Platinum credit card. It is all taken care of by the bank account offering the credit card.