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Showing posts from April, 2021

4 Important Things To Do For Your Company Staff This Year

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  Companies the world over have been badly hit by the Coronavirus epidemic, with many small enterprises shutting down and even bigger corporations struggling with huge losses. However, as economies limp back to some semblance of normalcy, businesses are studying ways to arrest employee attrition and increase output. Employees may be struggling with mental health issues, financial problems and even fears over their future with the company. The year 2021 is about to be a watershed year in the fight against COVID-19 and for businesses taking employee welfare into consideration before charting future courses of action. The following are our suggestions for 4 things you can do for staff wellbeing in 2021: #1 Extend the WFH model for a few more months. Though the UAE has tackled the Coronavirus epidemic admirably well, the virus still has its hooks firmly into the world. The threat has not passed, and it is always safer to stay at home instead of going outside the house and increasing the ch

A Personal Loan to Live Life Carefree

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  As the pandemic situation is largely under control, it is time to live your life to the fullest. But what if the paucity of funds is an issue? Fret not, in this article we will discuss ways to avail instant personal loans.  What are Personal Loans? Personal loans , as the name suggests, are loans taken out by individuals for a variety of personal interests. These loans can be applied by both the salaried and the self-employed individuals. These loans are offered by various financial institutions and fintech companies. An eligible applicant can apply for an instant loan for multiple purposes, these includes: Home Renovation Medical emergencies Vehicle loans Travel expenses Marriage expenses Education expenses and more  The personal loans are collateral-free and are taken for a short duration. Personal loans are an attractive option to the young generation because of several benefits like: Flexible loan tenure Competitive interest rates Simple and easy to get loans Minimal do

The Ultimate A-Z Guide On Instant Credit Loans In India

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  An instant credit loan is a private loan that is approved quickly by a debtor. Such loans, as the title indicates, are remitted swiftly in your personal savings account. Most instant credit loans also have minimal documentation requirements and are remitted quickly. The best apps for instant loans offer these loans to individuals to help them meet short term requirements. In comparison to conventional banks, the best apps for instant loans function more quickly and simply. Since these loans are unsecured, the person is not required to secure the line of credit with an asset such as a residence or a vehicle. There are several options for obtaining an instant credit loan. Different Types of Instant Loans Some of the common types of instant loans are as follows: Short Term Personal Loans (STPLs) This bracket of loans is becoming more and more popular in India by the day, and they are available in the form of a line of credit for as little as Rs. 1,000. To qualify for thi

How To Avoid Getting Your Loan Application Rejected

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  Personal loans are amongst the most preferred loan products in India. They have some of the shortest approval times, and the lender does not ask why you need the money. Nor does the lender ask for any collateral before granting the loan. But as easy as it is to apply for the instant money loan , it is also easy for lenders to reject the loan application on various grounds. These might not seem obvious at first, but it pays to be on your guard against a loan rejection. The rejection might ruin your chances of getting access to a large fund of money when you need it the most. How can you safeguard your loan application from a rejection? Consider the following pointers to avoid having your loan application rejected: 1)       Have a high credit score. A good credit score is the result of your age, regular monthly salary and good repayment history. Most banks and NBFCs in India use the CIBIL score to check your credit worthiness. However, some loan apps use their own AI-backed alg

4 Ways To Manage Your Money With Your First Job

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 Few things in the world compare to the thrill of landing your first job. You are finally financially independent and free to chart the course of your own life. Of course, having your own income comes with its own challenges – like charting the course of your own life! Here’s how you can manage your finances so that you can fulfil all your dreams: #1 Start a savings account separate from your salary account. When you accepted your job offer, the HR department may have put you through an orientation process to get you acquainted with the essentials. One of these involved opening an account to deposit your salary in. While some companies accept existing savings accounts, others insist on employees opening accounts with a partner bank. In either case, you must now open a savings account that is separate from the salary account. Use this new account to deposit monthly savings in – start by setting aside AED 50 or 100 every month. You can increase the savings amount gradually when you are